Mortgage rates dropped to a record low

Mortgage rates hit a new record low as economic volatility on Wall Street pushed rates down to hit a new average of 4.15% on a 30-year fixed rate mortgage, according to Freddie Mac. The rate is lower than 4.17% last November, which ushered in a wave of home buying and refinancing activity. The drop.

Mortgage Rates Hit Record Low. By Lloyd Vries. The 15-year mortgage dropped to 4.73 percent from 4.84 percent, the lowest since the loan has been monitored, and the one-year, Treasury-indexed.

Mortgage rates dropped again this week, with the 15-year fixed-rate loan hitting a record low, according to a report from mortgage financier Freddie Mac. Switching to a 15-year at 2.57% would increase the payment only to $670 a month but the total interest paid out would come to less than $21,000.

Data provider BankRate.com said the average rate on 30-year mortgages offered by large lenders surveyed by the firm dropped this week to 5%, down from 5.06% last week and a record low for the 24.

Would-be home-buyers and homeowners looking to refinance existing mortgages at lower rates have benefited from a drop in U.S. Treasury yields since U.K. voters decided in June to leave the European Union. A comparable freddie mac mortgage gauge watched by the industry is near a record low, at 3.48 percent.

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Fixed mortgage rates fell once again to a record low, offering a great opportunity for those who can afford to buy or refinance homes. But few are able to take advantage of the historic rates. Mortgages drop to new record low. A basis point is one-hundredth of 1 percentage point. The mortgages in this week’s survey had an average total of 0.35 discount and origination points.

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The average interest rate for a 30-year mortgage dropped to a record low of 4.71 percent this week, pushed down by an aggressive government campaign to reduce borrowing costs. The average interest rate for a 30-year mortgage dropped to a record low of 4.71 percent this week, pushed down by an aggressive government campaign to reduce borrowing costs.

Mortgage rates drop to record low. Rates on one-year, adjustable-rate mortgages rose fell to 4.85 percent, from 4.91 percent. The rates do not include add-on fees known as points.

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