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WASHINGTON – U.S. mortgage rates crept slightly higher this week but remain at low levels that could encourage more.
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A mortgage recasting, or loan recast, is when a borrower makes a large, lump-sum payment toward the principal balance of.
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Interest rates adjust periodically with a variable rate mortgage, which means repayments may change throughout the loan term. Usually, the interest rate changes in relation to another rate – the Bank of England’s base rate is very influential on variable interest rates, as is the base rate of each lender.
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