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We have a friend that lives in Pinellas county (Which I think Palm Harbor is) and says that in this county flood insurance went way up is this true? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.
Portions of southern St. Petersburg are newly in high-risk zones under the new flood maps. A small area east of 12th Street S and south of 54th Avenue S moved from a low-risk flood zones to a high-risk zone in the new map, while some portions of the Pink Streets on the southern tip of the Pinellas peninsula switched from zone "AE" to the.
If you have a mortgage, your lender will require you to purchase flood insurance for your home when it is located in a high risk flood zone. Unlike low-risk areas, properties in high risk zones do not have standardized rates, and every property will have different cost.
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If FEMA says that the base flood elevation of your home should be 10 feet, and the true elevation as determined by a surveyor is 10.5 feet, your insurance will be very reasonable in price. If in that same scenario your home is found to be at 8 feet, get out your checkbook as it is going to be expensive.
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Pursuant to a new Federal law, premiums for residential flood insurance in Florida may soon be as high as $24,000 a year. A new law, the Biggert-Waters Flood Insurance Reform Act, was enacted by Congress in 2012 as a knee jerk reaction to the recent large scale disasters such as hurricanes Katrina and Sandy.
At NerdWallet, we strive to help you make financial decisions with confidence. The Federal Reserve Bank of St. Louis says this about the impact of minorities on the “widespread growth” of the.