Goodbye September- Hello October! Top 5 things to do this weekend. » Mortgage Masters Group

FHA loans offer a level of leeway when qualifying for a mortgage that conventional loans do not. That leeway comes with a price ( as part of your FHA payment ). Lenders are willing to take additional risks associated with lower down payments, lower credit scores, and higher debt-to-income ratios because FHA insures the loan.

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 · My husband and I have student loans that are higher than our mortgage plus we plan to move in 3-5 years and need savings for the next house (the current will become a rental) and I’m only putting 12.5% away towards retirement now.

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