7 Mortgage Myths That Still Befuddle Borrowers » Mortgage Masters Group

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October 7, 1999, revised April 2, 2003, revised May 15, 2015 "Lenders made bad loans during the years prior to the financial crisis because the loans could be sold as securities to unwary investors.Would most mortgage borrowers be better off if there were no secondary market in which to sell their mortgages?"

Assume that a borrower has a choice between two comparable fixed-rate mortgage loans with the same interest rate, but different mortgage terms, one being a 30-year mortgage and the other a 15-year mortgage. Under financially unconstrained circumstances, which of the following statements best describes the borrower’s preference? A.

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Mortgage Shopper; Borrower With Payment Problems; Borrower Seeking loan modification; borrower selecting loan type; Borrower Refinancing to Lower Cost; borrower seeking faster payoff; Mistakes to Avoid Buying a House; Building a House; Shopping for a Mortgage; Qualifying for a Mortgage; Selecting the Mortgage; Locking the Price; Taking a Second.

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